Articles on Credit Reports, Tips Advice...

Asset Searching for Recovery Actions - The Decision Maker's Tool Part 2
How to do a quality, indepth Asset Search, Part 2: Credit reports should be obtained from all major credit bureaus in order to completely determine the subject?s credit worthiness or credit status...
A Summary of the Fair Credit Reporting Act
This easy to understand summary of the Federal Fair Credit Reporting Act will explain how to dispute credit information and repair your own credit report.
Home Based Real Estate Investing
The Internet and information technology advances have afforded anyone with a computer hooked up to the world wide web, access to becoming a successful real estate investor, from the comfort of their home. To truely take advantage of these advances, some basic rudiments of self motivation and being organized still greatly apply.
Identity Theft
Believe it or not, someone wants to be you. Not for the rest of their life but only long enough to use your credit cards, bank account and anything else you may have of value for their own personal benefit. Learn how to keep yourself from being "identity jacked" by people who want to steal your identity for criminal purposes.
Have You Checked Your Permanent Record Lately?
As a young student I feared getting bad grades because I didn?t want any bad marks on my ?permanent record.? Get an ?F? in fifth-grade science and it goes in your record. Act up in Mrs. Brown?s class...
Reducing Debt Through Lower Interest Loans
It happens to the majority of us, credit card debt accumulates and before we quite realize it, we are carrying a debt load that is far beyond our means. When this happens, we need to take immediate p...
19,178 Identity Theft Victims Per Day - Are You One Of Them?
Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected?
Finding What is on Your Credit Report
A credit report is file about you kept by lenders and banks. As annoying as it may be, it's still perfectly legal for them to gather all sorts of details about you. In turn, you have the right to check this file - and you should do so and inquire regularly about your credit report and your credit score, particularly when you plan a big financial change, for instance, before applying for a loan or a mortgage, you should always take time and review your credit report. This allows you not only to plan your moves accurately, but also to dispute any mistakes that might occur in the report.
18 Easy Steps to Buy a Bargain House
Step-by-step plan to buy distressed property and bargain houses for beginning real estate investors.
The Easy Way To Gain Access To Your Free Online Credit Report
When you apply for credit, those lending you the money want to know if you are going to pay them back. One way they decide if you are a good risk is to see how you?ve dealt with other people?s money. They find this information in your credit report.



Latest Credit Reports News

Free credit reports are just the start (MSN Money)
Insurers, job screeners, medical bureaus and the like also keep files on you -- and now they owe you a yearly look at them. Here's how to exercise your rights.
Credit card debt worst in West (San Francisco Business Times)
Even with Americans awash in plastic, the average credit card debt declined this year by 11.4 percent, according to the annual credit card survey from Myvesta, a nonprofit consumer education group.
Security breaches remind consumers to keep an eye on credit reports (ABC 7 Chicago)
December 28, 2005 - Marriott's Vacation Club International says computer tapes are missing that contain Social Security and credit card numbers for more than 200,000 customers.
DEALING WITH HOLIDAY CREDIT CARD DEBT (KROD News 13)
The New Year is ringing in new rules for those who prefer to pay with plastic. Filing Bankruptcy will no longer automatically wipe out all credit card debt. The "Bankruptcy and Abuse Prevention and Consumer Act" was passed in October.
Midwesterners have lowest credit card debt (St. Louis Business Journal)
Midwesterners are carrying the smallest amount of credit card debt among cardholders nationwide, according to the annual credit card survey from Myvesta, a nonprofit consumer education group.
Credit Card Debt Catches Up With Britons (E-Commerce Times)
This Christmas season, the hottest-selling gifts in Europe have been pricey American products such as iPods, the Xbox 360 and celebrity-inspired fashions. That kind of shopping has led to a very American problem: credit card debt. Nationwide, 34 percent of Britons say they will use credit cards or store cards to pay for their holiday purchases this year.
Only one Web site sanctioned for mandated free credit reports (Florida Today)
Dear Help!: I have tried to get "free" credit reports, but all try to sell me a program of monthly reports at a cost. How do I circumvent these hucksters and get the free report as advertised?
Credit reports should be easier now (Seattle Times)
Washington consumers should expect fewer technical glitches but more product pitches and scams to dodge this year when they request copies...